This page contains important information about the Own Art scheme. Please make sure that you have read this through carefully before continuing with your enquiry, whether in person or online.
Frequently asked questions concerning the Own Art scheme can be found here.
Own Art is a publicly funded scheme, available through a network of participating member galleries across the UK. You can use Own Art to help finance the purchase of a wide range of works of art and craft by living artists. This includes ceramics, jewellery, paintings, photography, prints, sculpture and more. Spread the cost of your purchase over ten months, completely interest free. No deposit necessary. Use our gallery finder to search for the kind of work you are most interested in.
Important information about the Own Art finance offer
You must be over 18 and a UK resident to apply. £250 minimum spend. Credit is subject to status and affordability. Terms and conditions apply.
Credit is provided by Novuna Consumer Finance, a trading name of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority with firm reference number 704348. There are consequences for missed payments such as fixed late fees and an adverse impact on your credit file. Finance options vary by participating Own Art member.
Own Art is a Creative United initiative supported by Arts Council England, Arts Council of Wales, Creative Scotland and Arts Council of Northern Ireland. ® The Own Art logo is a registered trademark of Creative Sector Services CIC, a Community Interest Company registered in England and Wales under number 08280539. Registered office: c/o Buzzacott LLP, 130 Wood St, London EC2V 6DL.
Creative Sector Services CIC is a credit broker and not a lender.
Follow our step-by-step guide below to see how the application process works through participating member galleries.
How to apply for Own Art
1. Are you eligible?
Own Art is available through participating member galleries to permanent UK residents over the age of 18, subject to status, lender eligibility criteria and terms and conditions.
To apply, you will need to meet the lender's eligibility criteria. This will usually include one of the following:
- Working at least 16 hours a week
(employed or self-employed) - A retired person in receipt of a pension
- A person in receipt of disability allowance
If you do not meet one of these criteria but are married to or living with a partner who does, then you may still apply provided that your partner is happy for their income details to be included on your application form. Any application will still be subject to the lender's assessment and terms.